Roofing Contractor in Hickory Flat, GA

Because it’s hard to get and hard to keep. The certification requires verifiable longevity, ongoing factory training for crews, ongoing licensing and insurance verification, and a clean reputation record. The 96% of home-improvement contractors who don’t survive five years can’t hold a credential like this. The credential is, in part, the point: it filters out the contractors most likely to disappear after the next hailstorm.

No. The vast majority of our Franklin clients are at work or out of the house during install. We coordinate access ahead of time, protect landscaping with tarps, and complete a magnetic nail sweep before we leave.

A contingency agreement is a contract that says: we will replace your roof, but only if your insurance carrier approves the claim. If they deny it, the agreement is void and you owe nothing. It protects you in three ways. It commits us to advocating hard for the claim because we have skin in the game. It locks in your scope and pricing so a low initial offer from the carrier doesn’t become your final number. And it means you don’t have to make the replace-or-not decision until after the claim is settled.

That depends on the extent of damage and your policy. In Tennessee, when hail damage exceeds a certain threshold per slope, most carriers approve a full replacement rather than spot repairs. Spot repairs are difficult anyway because shingle colors weather over time and fresh shingles never blend perfectly. We’ll document what’s there — the carrier decides what they’ll cover.

In most cases in Tennessee, no — not for a single storm-damage claim. Insurance carriers treat sudden, accidental weather damage differently from liability or recurring loss. Premium adjustments are typically based on regional loss rates, not your individual claim. That said, your specific carrier and policy can vary, and we always recommend verifying directly with your agent before filing. What we can tell you is that letting a damaged roof go unrepaired — and risking interior damage that ends up in a separate, larger claim later — is almost always worse for your premium and your home.