Roofing Contractor in Marietta, TN

A contingency agreement is a contract that says: we will replace your roof, but only if your insurance carrier approves the claim. If they deny it, the agreement is void and you owe nothing. It protects you in three ways. It commits us to advocating hard for the claim because we have skin in the game. It locks in your scope and pricing so a low initial offer from the carrier doesn’t become your final number. And it means you don’t have to make the replace-or-not decision until after the claim is settled.

Most Georgia homeowners insurance policies give you one year from the date of loss, but many policies require notice of damage “as soon as reasonably practicable.” Don’t wait. The longer the gap between the storm and the inspection, the harder it is to prove the damage came from that specific event.

Most Georgia homeowners policies allow one to two years from the date of loss, but you should report damage as soon as you discover it. The earlier we document, the easier the claim. If you’re unsure of the storm date, the National Weather Service archives and tools like HailTrace can help us pinpoint it.

No. The vast majority of our Franklin clients are at work or out of the house during install. We coordinate access ahead of time, protect landscaping with tarps, and complete a magnetic nail sweep before we leave.

That depends on the extent of damage and your policy. In Tennessee, when hail damage exceeds a certain threshold per slope, most carriers approve a full replacement rather than spot repairs. Spot repairs are difficult anyway because shingle colors weather over time and fresh shingles never blend perfectly. We’ll document what’s there — the carrier decides what they’ll cover.